Get in Touch
What is a Mortgage?
A mortgage is essentially a loan that enables you to purchase a piece of property or land and is usually paid back on a monthly basis alongside interest, across a set term. This allows you to purchase a property without paying the full cost upfront.
How does a Mortgage Work?
As well as monthly payments, you will initially have to pay a deposit on the property/land you are purchasing. This is usually at least 5% of the property/land. Monthly interest and other factors are dependent on the type of mortgage you choose. For example, a fixed-rate mortgage, an interest-only mortgage, discount mortgage, or another type of mortgage could all have different benefits. A great way to find out which mortgage is right for you is to just have a chat with one of our specialist mortgage advisors.
If you are looking to purchase a new property, whether you are a first-time buyer or current homeowner, our mortgage advisors understand how complicated it can get when trying to find the right deal for yourself. That is why we have experienced mortgage advisors on hand who can help guide you through the mortgage process and secure a great deal for you.
Not only are our advisors extremely experienced, but they also have a wealth of knowledge on the different lenders out there, such as specialist lenders. This means that whether you have a bad credit score, are self-employed or are a first-time buyer, we can help make sure you secure competitive mortgage rates on the market.
Expert Mortgage Advice
We’re here to cut through the jargon and help you understand the world of mortgages. We want to share over 70 years of knowledge and insight of the mortgage industry with you. From understanding the process of mortgaging to remortgaging; we cover a wide range of topics, including first time buyers, remortgaging, home movers, Buy-to-let, Help to Buy, new build, self-build and mortgage protection. Please feel free to get in touch with us and we’ll be happy to answer any questions you might have, no matter how big or small you think they might be.
Get in Touch
Mortgages: MK are a part of the Mortgage Advice Bureau who have
Mortgages from over 90 lenders
Ready to Buy?
Use our mortgage calculator below to work out your monthly repayments or get in touch and we can work to secure the right mortgage for you.